What are some of the factors that could potentially lower my auto insurance rate?

Question:

What are some of the factors that could potentially lower my auto insurance rate?

Answer:

  • Marriage: When you get married, insurance companies view the couple as being more stable, and generally offer lower rates on the auto insurance. Also, if you combine your vehicles on one policy most insurance companies will also offer a multi-car discount. So, when you get married you can take advantage of two discounts immediately.
  • Moving: Since insurance rates are determined by the zip code you reside in (along with other factors), when you move to a less populated area you could receive a lower rate.
  • Defensive Driving Course: If you have taken a defensive driving course, be sure to ask your agent if can be used to receive a discounted auto insurance rate. Also, before you take a course to lower your rates, ask your agent if there are any other requirements. Some companies require you to have a clean driving record before they will add the discount.

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