Umbrella Liability Insurance Marietta,GA

Umbrella Liability Insurance provides additional coverage when the limits on the “general liability policy” are exceeded.

An umbrella policy picks up where your business auto liability, general liability or other liability coverage ends.

For example, if your current policy covers you for $1 million and you are sued for $1.5 million, your business umbrella liability coverage can pay the remaining $500,000 — which is less painful than taking it out of your business profits.

Umbrella liability insurance protects you when accidents occur and your existing liability policies cannot cover all the expenses. Your standard business liability coverage will protect you in most conditions, but when serious situations occur, umbrella liability insurance will ensure that your business is protected.

No one wants accidents to happen, but they do occur. And unfortunately, lawsuits abound. Here are a few scenarios:

  • Your company holiday party gets out of control resulting in damages or minor injuries
  • There is a carbon monoxide leak in your building resulting in injuries and/or even deaths.
  • False claims are made about your business services.

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